Reasons for choosing Christie's Education, your Personal Statement

Explanations behind picking Christie's Education, your qualification,goals,and commonsense involvement with expressions of the human experience or closeout world - Personal Statement Example This incorporates yet isn't restricted to visiting historical centers, exhibitions, sell off houses and off the beaten path settings that neighborhood benefactors direct me to. I see workmanship is the wellspring of magnificence in my own life. Workmanship for me is definitely not a negligible vision. It's anything but an unwarranted response to a greeting. Or maybe, it is an inclination or a response. It is close to home and must be imparted to those that have a similar sharp comprehension of it that I do. It is the capacity to grasp somebody else’s translation but realize that you feel settled distinctly with your own. It comes in such a significant number of various structures. For instance, I appreciate a wide range of move, from the conventional, to society to formal articulation. What hoists my capacity to see and decipher workmanship is that I don't have to locate the imaginative articulation in whatever it is I am seeing, it demonstrates itself to me. It resembles a reference point in the late evening directing me and I am constrained to react. In reality, I end up utilizing workmanship as a my unique type of correspondence. Workmanship assumes an enormous job in the expresion of my inward contemplations and in recognizing the excellence in my life. From move to music to extract workmanship our idea of life is appeared through the different manners by which we decipher it. Workmanship has consistently permitted me to be as explicit or as theoretical as I wish. I additionally utilize workmanship as my own type of correspondence. I will most likely be unable to communicate to a friend or family member verbally how I feel right now, however I do as such through articulations of workmanship. I don’t know why this is along these lines, all I know is that craftsmanship is my customary range of familiarity. Craftsmanship has shown me how to impart through imaginative articulation. It has shown me how to undestand human experience including the over a wide span of time. With respect to my very own advantages, music, drama singing, moving, verse and drawing are only a couple of the various types of craftsmanship that I for one utilize to communicate and apply my

Marketing Strategy and Concepts Applied to Waitrose Sample Solution

Questions: 1. Techniques for keeping up and creating brand picture for new items, showcasing standards? 2. Worth change idea for item advancement? 3. Advertising research for dispatch of new item? 4. Plan for enhance the item go? Answers: Presentation New item dispatch and the procedures followed for actualizing basic changes must be arranged by the administration. Propelling new items in the market is a costly undertaking, and along these lines promoting research should be done in the correct way. The procedure followed for expanding the deals must be dissected and identified with the goals of the organization. Vital change sand execution of the remedial advances must be assessed before presenting the arrangement for new item dispatch. Desires and inclinations of the customers must be assessed as this aides in presenting the progressions that will profit the organization (Gil et al., 2007). 1. Strategies for keeping up and creating brand picture for new items, promoting standards Waitrose is a formula Indian dinners specialist co-op that provisions readymade suppers to the customers. The organization proposed to work together with Noon Products and both would together sell readymade food items to the clients. Waitrose knew about the expanding interest for readymade food, which is intended to spare time and endeavors for the customers. Quality was one of the prime prerequisites that were deliberately dealt with by the organization for improving the brand picture. The thought process of the organization was to sell top quality food items to the customers at satisfactory value rage. Clients inclinations were taken care of by presenting the idea of fit for reason food items. Both the organizations progressed in the direction of improving the quality principles for the food items, which was fundamental for making brand picture (Hawabhay et al., 2009). New items Joined forces organizations had proposed to dispatch new items with improved characteristics for the customers. Early afternoon items had presented a scope of various items that would draw in Waitrose purchasers. Quality and administrations were broke down by the organization, as this was intended to pull in the potential purchasers. The items were refined, until the purchasers were totally happy with the quality and taste of the items (Jones, 2010). Brand picture the executives requires coordination of the correspondence procedure legitimately with deals initiating techniques. Brand idea the board requires arranging, control, and usage of the items subsequent to breaking down the life of the brand. Fruitful marking process increases the value of the notoriety and deals an incentive for the organization. Both the organizations know about the uniqueness of the brand worth and picture for the items offered to the customers (Gatignon Xuereb, 2007). The name and image of the items recognize the nature of the administrations offered to the customers. These goes about as a distinctive trademark that helps in make positive angle about the items in the psyches of the clients. Solid brand and its upkeep procedure helps in holding the clients and improving deals (Frei Shaver, 2002). Brand character is valuable in showcasing the administrations and items sold by the organization to the customers. Limited time costs for drawing in the customers are generally high and now and again unreasonably expensive. Through brand the board framework, the costs can be constrained by the administration. Marking causes the organization to catch an offer in the market, which encourages the purchasers to separate the quality and item from the contenders. The goal of the organization to build the brand picture is to improve the ability of the clients to purchase the items alongside the superior sum (Hendrick, 2006). Vision and picture approach Brand situating is related with the key goals made by the top administration of the organization. The administration of Noon Products and Waitrose means to dispatch new item go that would deal with the prerequisites of the customers (Goodwin et al., 2002). The vision, culture and picture about the organization and the brand name must be featured in this procedure. 1. Vision - The vision of the organization is to dispatch wide scope of items that would provide food the necessities of the customers. Quality, cost, and administrations are a portion of the fundamental factors that are focused by the administration. Improved quality for the items and highlights would give improved advantages to the organization and the customers (Broyles et al., 2009). 2. Culture The way of life of the organization is to research of various sorts of items which can be offered to the customers. Item quality and tastes are re-imagined according to the necessities of the clients (Christensen Askegaard, 2001). 3. Picture The picture is endeavored to be made emphatically by expanding the range and taste for the items offered to the customers. In the wake of dissecting the inclinations of the clients, the organization has proposed to present various items that will expand the deals and altruism for the administration (Carroll Ahuvia, 2006). The previously mentioned three elements must be arranged and adjusted in a powerful way. This aides in keeping up the brand picture, and elevating the administrations to the customers. Key an incentive for the organization can be expanded by receiving the procedure of improved guiding principle (Chung Tsai, 2007). Various variables that influences the dynamic procedure for the items and administrations are dissected in this procedure. Nature of inner and outer correspondence process inside the organization is created. Elements considered while investigating the difficulties associated with the procedure are Examining the need to create and execute new scope of items (Davies Chun, 2002). Quality check and investigation technique that would be followed for presenting new items for the customers Receiving a compelling technique that will help in moving toward customers and improving the business (Esch et al., 2006). Showcasing standards Through showcasing standards, the administration of the organization can progress in the direction of creating and executing compelling methodologies for brand upkeep. Methodology incorporates building promoting exercises, which dissect the necessities of the customers and dealing with the prerequisites in the correct way. The organization proposed to dispatch new items and administrations that would be helpful in expanding deals (Davies et al., 2010). Item separation was the quality, cost, and the accessibility of wide scope of items for the purchasers. The market focused by the organization was to advance English and India readymade nourishments to the clients (Eisenhardt and Tabrizi, 2007). Incorporated basic methodology An incorporated basic methodology can be made by the advertising group for building and brand the board framework. The errands expected to be performed by the individuals must be related with the corporate objectives of the organization. Vital item related data is imparted to the individuals and partners who are a vital piece of the basic belief examination framework. The proposed qualities like advancing the administrations, breaking down the value, moving toward customers and others must be much of the time controlled, kept up, and checked (Cooper and Kleinschmidt, 2007). New item advancement The best technique for improving the brand picture for the organization is by growing new items for the customers. Various stages and exercises engaged with the new item advancement are assessed, to discover the difficulties associated with the procedure. The covering nature for the exercises engaged with the advertising and marking process are investigated. The system collaborations and outer elements engaged with the procedure are assessed by the administration (Einwiller Will, 2002). Quality for the items and administrations are improved by creating the products from solid providers. The proposed formula is re-imagined until greater part of the customers are happy with the nature of the administrations. Brand improvement process should be actualized in an organized way, as the administration can without much of a stretch overwhelm the difficulties associated with the procedure (Clark Wheelwright, 2005). Appraisal of brand technique Breaking down the importance of brand technique empowers the administration to move toward customers and increment deals. Brand mindfulness is related with the procedure followed for breaking down the inclinations and perspectives about the clients for the items and administrations. Through segment examination the administration can dissect the information about the items assembled by the customers (Ahuvia, 2005). The locales chose by the organization for advancing English suppers in the nation are Goa, Hyderabad, Punjab, and Madras. Brand value is another technique for assessing and marinating the estimation of brand. Item mindfulness is made by embracing various types of special exercises like SEO, online advancements, and others. These means are followed for expanding the information about the items with the customers. Separating highlights about the items and administrations are made and actualized by the administration for drawing nearer and persuading the clients about the items and administrations offered to the customers (Brakus et al., 2009). By expanding the nature of the items and administrations, the organization proposes to build positive relationship with the clients. This is related with building trust in the brains of the clients for the brand and the items sold by the organization (Babin et al., 2003). The focused on showcase for propelling the items is Goa, Hyderabad, Punjab, and Madras. 2. Worth change idea for item advancement Brand situating empowers the administration of the organization to hold bigger portion of market in the business. Waitrose spends significant time in the assembling and deals of value and sensibly estimated palatable items to the customers. Through brand situating, the administration endeavors to make brand mindfulness for the items that is offered to the customers. Brand situating is conceivable by examining the desires for the customers and taking care of the inclinations in the correct mann

International Human Resource Management Essay Example | Topics and Well Written Essays - 1750 words - 2

Worldwide Human Resource Management - Essay Example As per Greg J Bamber, R. D (2004) he gives that this information encourages the working of key major hierarchical learning devices (Bamber 2004). In this way, from this it very well may be contended that organizations that effectively utilize implied abilities and information can create authoritative learning technique that guarantees that information and aptitudes among the workers is spread through the association. This improves the general execution required for firm’s improvement since increasingly experienced laborers can impart their insight and aptitudes to new workers. Hence Multinational organizations consolidate in their working environment frameworks, structures and procedures. This is focused on the accomplishment of global adaptability, worldwide effectiveness and overall learning (Bamber 2004). Japanese firms in the ongoing years have happened to the most performing firms on the planet empowering the Japanese economy become third biggest economy and second biggest created on the planet individually. It is prominent that these organizations have understood these accomplishments ascribed to their one of a kind model of authoritative discovering that is to a great extent received in Japan. As indicated by Benson, J. what's more, Debroux, P, (2004) the idea of authoritative learning is one of the key major concentrations in the Japanese hierarchical model (Debroux 2004). This concentration and accentuation has empowered these organizations to adequately utilize the unsaid aptitudes and information on representatives for their authoritative learning purposes contrasted with different firms in different economies. Implicit information is essentially the picked up information by representatives in associations through the applicable experience and instruction that they unequivocal ly not mindful of. Implicit information assumes a huge job in the general execution of the firm improved by a proper authoritative learning model. Japanese firms through its authoritative models significantly in the human asset have

The Factors That Have Led To Financial Crisis - Free Essay Example

The world had faced two major financial disasters during 20th century. The first crisis happened during 1920-30, which mainly affected the developed countries like Europe and America. Second crisis started in 1997 and stayed till 1999, mainly affected developing economies of Asia pacific. The recent financial crisis which has awakened the whole world mainly resulted from unregulated financial market. It has created serious anxiety because it falls outwards from U.S, the starting point. Alan Greenspan recently called it a à ¢Ã¢â€š ¬Ã…“once-in-a-century credit tsunamià ¢Ã¢â€š ¬?, born of a collapse deep inside the US housing sector. In order to avoid complete meltdown, governments and central banks worked day and night. Trillions of dollars have been allocated to financial institutions by the governments to recover from the crisis in the United States alone Who were the culprits of financial crisis? It is impossible to held just single factor responsible for such a big mass in the absence of other factors. In my research i want to analyse the contribution of each factor but the questions arise in my mind is How did Lehman Brother, the fourth largest investment bank in USA failed? Why majority of financial institutions failed in compare to other institutions? This surly point towards irresponsible activities by financial institutions in their main business à ¢Ã¢â€š ¬Ã‹Å"LENDINGà ¢Ã¢â€š ¬Ã¢â€ž ¢. So focus of my research is to find out the dominant role of easy lending in present crisis along with other factors. The effect of financial crisis 2008 was such sever that even allocating huge amount to address the issues proven insufficient to resolve it. Congress approved $700 billion in response to the problem. Federal reserve spend $1.3 trillion to bail out markets and institution that includes investments in risky assets, loans to bankrupt institutions, sharing such debt which were defaulting at faster rates (Morris, 2008). A further $900 billion were allocated as lending to large corporations (Aversa, 2008), reaching the total of nearly $3 trillion as bailout package so far, without even adding the big amount of corporate debt promised by the U.S government year before the crisis An understanding of the root causes of this à ¢Ã¢â€š ¬Ã…“colossal failureà ¢Ã¢â€š ¬? that has put à ¢Ã¢â€š ¬Ã…“the entire financial systemà ¢Ã¢â€š ¬Ã‚ ¦ at riskà ¢Ã¢â€š ¬? (Woellert and Kopecki, 2008) is necessary to avoid such failures in the future. Number of factors can be held responsible for financial crisis which emerged over number of years. Causes proposed include the following sub-prime mortgages/ easy lending Poor credit rating Failure of regulators Shadow banking Securitization Credit default swap Mortgage backed securities Assets backed commercial paper etc . Aims and Objective Aim of this research is to understand the root causes of financial crisis particularly lending practises as a major factor. Objective To explore the history of financial crisis To evaluate who were the victims and culprits of financial crisis Impact of financial crisis on other countries (UK, USA, India, Japan) What steps are being taken by government to overcome crisis What could be done to prevent repetition of crisis in future? Literature Review: How did we get to this point? Surprisingly it all started from residential mortgages in the U.S. It had become apparent from 2004 that mortgages issued to majority of consumers did not make any rational sense. Situation was more worsted by so called mortgage brokers who issued mortgages to many insolvent consumers in order to generate outsized fees. On other hand new financial vehicles called mortgage-backed securities (à ¢Ã¢â€š ¬Ã…“MBSà ¢Ã¢â€š ¬?) rated by well know credit rating agencies were introduced by Wall Street. These high yielding mortgage-backed securities were bought by investors from all over the world which increased funding for new mortgages. Appraiser ignored all rules to meet the increasing demand of mortgage applications. Federal Reserve board appointed by congress in 1994 to regulate mortgage lenders decided to watch the game from pavilion. Finally as the bubble accelerates, there is necessary reckoning à ¢Ã¢â€š ¬Ã¢â‚¬Å" house prices collapsed. This is how g reediness and irresponsibility resulted into a biggest financial crisis (Schmudde, 2008). Sub-prime mortgages which are always blamed for financial crisis is only a component of the deeper problem. The value of credit default swaps, which was originally estimated to be $55 trillion by the securities and exchange ( 4 times higher then the actual figure) are totally unregulated and majority of them were contracted over the phone without any verification, is the root cause from which all the problems of crisis started (Simon, 2008). Regulators had forecasted the problem of present crisis years in advance were not taken seriously because of the successful business by the same financial institutions which are either bankrupt or funded by the government (Associated Press, 2008). According to Bernanke (2009) and Portes (2009) global imbalances are the fundamental cause of the crisis and it is not possible to fully understand present crisis without considering the issue of global imba lances. As per Jagannathan, Kapoor, and Schaumberg (2009) imbalances in labour supply can assist to understand the present crisis. Acharya and Richardson(2009), and Acharya and Schnabl (2009) argue that banks were suppose to transfer the risks to end investors while securitising, particularly in the case of asset-backed commercial paper and purchase of AAA-rated tranches but they never did which led them to huge pool of credit risks. Schmudde (2009) documents that no verification of consumerà ¢Ã¢â€š ¬Ã¢â€ž ¢s income were done while issuing sub-prime mortgages. Many of them were issued for or close to 100% of the house price. Even borrowers with bad credit history easily managed to get mortgages. This is one of the reasons for huge growth in subprime mortgages which increased from $35 billion to $807 billion between1995 to 2005. According to Bartlett (2008) decline of US subprime mortgage triggered the crisis, the impact of the down fall was tremendous; à ¢Ã¢â€š ¬Ã…“Mark-to-marke t losses on mortgage backed securities, collateralized debt obligations, and related assets through March 2008 were approximate $945 billion.à ¢Ã¢â€š ¬? He further said that it is à ¢Ã¢â€š ¬Ã…“The largest financial loss in historyà ¢Ã¢â€š ¬?, in compared to $780 billion of 1990 Japanà ¢Ã¢â€š ¬Ã¢â€ž ¢s banking crisis, lost accrued from Asian crisis of 1997-98 about $420 billion. . While explaining the reason how did this crisis turn into a global crisis, Khatiwada and McGirr (2008) stated à ¢Ã¢â€š ¬Ã…“Many of these Sub-prime mortgages actually never made it on the balance sheets of the lending Institutions that originated themà ¢Ã¢â€š ¬?; and such mortgages by rating them high were made attractive to world investors, à ¢Ã¢â€š ¬Ã…“when sub-prime borrowers failed to repay their mortgages, the originating institution needed to finance the foreclosure with their own money, bringing the asset back on its balance sheet. This left many banks in a financially unviable situati on, in a rather short, unmanageable timeframeà ¢Ã¢â€š ¬?. According to Mian and Sufi (2008) increased demand for mortgage backed securities led to lending boom which is the root cause of present crisis. Whalen (2008) argues that three main factors are at the root of the problem. First, many companies, banks, and government agencies were encouraged to increase the viability of à ¢Ã¢â€š ¬Ã…“affordable housingà ¢Ã¢â€š ¬? by introducing à ¢Ã¢â€š ¬Ã…“creative financing techniquesà ¢Ã¢â€š ¬?. Second, big number of over-the à ¢Ã¢â€š ¬Ã¢â‚¬Å"counter derivatives and securities were issued by majority of financial institutions due to huge support by the regulators, led to a breakdown in safety and soundness at banks and securities lenders. And the last factor is à ¢Ã¢â€š ¬Ã…“fir value accountingà ¢Ã¢â€š ¬? an ill-advised by Securities and Exchange Commission (SEC) and the financial accounting standards board (FASB) to all public company to change the reporting standa rds. The nationà ¢Ã¢â€š ¬Ã¢â€ž ¢s biggest subprime lender, Ameriquest Mortgage co., gave more then US$20 million as a political donation. Other financial institutions like citigroup inc., wells Fargo co., donated huge amount on political side and on lobbying. This donation helped these institutions to persuade legislators to pass predatory-lending laws which might have contributed to present crisis to some extent (Simpson, 2007). According to Shiller (2008) the following factors played very big role in present crisis: Strategy of home ownership which encourage even those who could not afford one. The link between mortgage originator and receiver of payments broke due to mortgage securitization. Because of this there was no reason for mortgage originator to verify the solvency of borrowers. Many loans were issued at low interest rate or even at zero rates with the use of new financial techniques but afterwards rate were increased too high. Research Methodology Methodology plays a very crucial role in how research will be carried out. Methodology is à ¢Ã¢â€š ¬Ã…“an explanation of why you collected certain data, what data you collected, from where you collected it, when you collected it, how you collected it and how you analysed ità ¢Ã¢â€š ¬? (Collins, 2003). The researcher requires an interviewer or observer skills to gather data in the qualitative methods. This method requires collecting and analysing the data and applying the statistical tests (Riley, 2004). Qualitative research interprets opinion of the people in the sample, their way of looking at the subject, what they feel about subject and the dynamic interpret feeling on the subjects (Guari, 2005). The quantitative method mainly uses research instruments to gather, analyse and measure the data. Quantitative approach is more subjective approach. Quantitative approach includes analysing and reflecting on perception to understand social and human activities (Collins, 2003). The m ain purpose of this chapter is to explain and justify the primary research method which I have chosen to carry out my research. This chapter will also explain the significance of secondary data and state what sources of secondary data i will be using. Source of Acquisition of data Primary data Primary data collection means to collect new data of subjects for specific purpose. The different methods of collecting primary data are questionnaire, interview and sampling (Saunders, 2003). For my research it is very important to get some primary data to understand the topic in practical sense. By taking interview of the head of financial institution, will add extra value to my research and will broaden my understanding of topic as a whole. I will be collecting my primary data through interview with Mr Mitesh Sheth, Deputy Head of Henderson Global Investors. The main focus of interview will be to get their opinion about how did this crisis started, what was there response etc. I am also trying to contact few other key people but too early to mention anything about them yet. Secondary Data Secondary data means data collected previously for some purpose. The main sources of such data are library, internet, articles, business journals, research organization (Saunders, 2003). Methods of data analysis After collecting primary and secondary data the next stage is to evaluate or analyse the collected data. To convert data into graphs will be the easiest way to analyse the data. Hypothesis I will be analysing total amount of lending by US banks to solvent and insolvent borrowers and comparing their rate of default to conclude my research. Work Plan   Proposal submit 21st June literate review 31st July Preparation for interview 5th August Interview of selected person 10th August Analysis of data 20th August Start writing reports 15th September Draft report 10th October Final report October end On successfully completion of my dissertation I hope to come to a positive conclusion. I will utilise all the recourses available to me in order to draw out conclusion. Such as charts, graphs, historical data, interview, questionnaires etc.

Cyber-Bullying A Brief Research Proposal Essay - 1685 Words

Introduction Internet usage in children and adolescents has been increasing in a steadily fashion in the past number of years and with the increase in internet usage, a new form of bullying has developed – Cyber bullying. Cyber bullying can be defined as â€Å"the electronic posting of mean-spirited messages about a person,† (Merriam-Webster, 2012). This form of bullying can come through various mediums including but not limited to text messages, emails, videos, and social networking sites. There is an overwhelming amount of information that defines cyber bullying, identifies the demographics of bullies and victims of cyber bullying, and identifies the outcomes of cyber bullying on victims. More focus needs to be placed on who the perpetrators†¦show more content†¦Additionally, a large amount of cyber bullying tends to take place within social groups. Perpetrators of need not be the traditional strong, powerful bully but could be the individual who is too shy to intimidate others in the traditional sense so they turn to the cyber world where they may remain somewhat anonymous (Juvonen Gross, 2008; Mishna, Cook, Gadalla, Daciuk, Solomon, 2010; Mishna, Saini, Solomon, 2009). One study showed that over half of the perpetrators of cyber bullying are friends of the victim, and a further amount of perpetrations know the victim (Kowalski Fedina, 2011). It has been demonstrated in a number of studies that the more time an individual spends on the computer and internet, the more likely they are to be cyber bully victims, perpetrators or both the victim and bully (Mishna, Khourg-Kassabri, Gadalla, Daciuk, 2012; Sengupta Chaudhuri, 2011). The most common mediums of cyber bullying are through email, instant messages, or internet social networking sites; however, the medium with the greatest impact on its victims is picture or video bullying (Beran Li, 2005; Kowalski Fedina, 2011; Slonje Smoth, 2008). It has been suggested in the past that children who have access to social networking sites are more likely to be perpetrators or victims of cyber bullying, however, results from one study indicates this is not the case. Alternatively, it was suggestedShow MoreRelatedOnline Social Media Teen Suicide1832 Words   |  8 PagesPrevious and current research and statistics have shown that the rate of youth suicide, both in Australia and i nternationally, has increased a significant amount since 2009 and unfortunately only continues to rise (National Institute of Mental Health, 2013). 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Life Insurance and Gross Income - 13797 Words

Chapter 2: Gross Income and Exclusions 1. Noncash items received as income must be included in income at their fair market value. True False 2. Awards, bonuses, and gifts are all included in gross income. True False 3. Disability benefits are generally taxable to the individual receiving the amounts. True False 4. Interest income received by a cash basis taxpayer is generally reported in the tax year it is received. True False 5. Interest on U.S. Treasury Bonds is not taxable. True False 6. Taxpayers must report interest income on Series EE savings bonds as the interest accrues. True False 7. A gift received for opening a bank account is not taxable income to the recipient. True†¦show more content†¦True False 30. A no-additional-cost service includes only those services in the major line of business in which the employee is employed. True False 31. In some cases, Social Security benefits may be partially taxable. True False 32. Which of the following amounts must be included in the gross income of the recipient? A. Child support payments B. Welfare payments C. Gifts D. Royalties E. All of the above are included in gross income 33. All of the following amounts must be included in gross income, except: A. Gambling winnings B. Partnership income C. Accident insurance proceeds D. Dividends E. Jury duty fees 34. All of the following amounts are excluded from gross income, except: A. Tips and gratuities B. Child support payments C. Scholarship grants for tuition D. Gifts E. Veterans benefits 35. Which of the following is generally excluded from gross income? A. Dividends B. Rewards C. Disability benefits D. Passive income E. None of the above 36. Which of the following is excluded from gross income? A. Prizes B. Scholarships for tuition C. Hobby income D. Rental income E. All of the above are included in gross income 37. Which of the following is classified as nontaxable income? A. Unemployment compensation B. 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However, under Section 2035(b), the amount of the gross estate shall be increased by the amount of any tax paid on any gift made by the decedent during the 3-year period ending on the date of the decedent’s death. So the amount of gift tax of this gift the decedent paid is included in his gross estate. (b) What isRead MoreFederal Taxation Test Paper1123 Words   |  5 Pages The election is made by the executor. b. Can be elected even though no estate tax return (i.e., Form 706) has to be filed. c. Can be elected only if it reduces the amount of the gross estate or reduces the estate tax liability. d. Its election does not affect the income tax basis of property included in the gross estate. e. None of the above. __C__ 6. In which, if any, of the following independent situations has Jean made a gift? a. Jean gives her 19-year old son $20,000 toRead MoreEssay about Estate Planning - Case Study1429 Words   |  6 Pagessuggest different appropriate ways to reach your personal and financial objectives. Financial strengths: Mary, you own 80% interest in closely held company (Crescent City Publications). Income statement shows that your salary is about $120,000 a year. Including your husband’s income, investment income and rental income I can conclude you have a high net worth. Your investment portfolio seems to be very strong. Investments in different stock, bonds and funds ensures diversification which leads to resultRead MoreTax and Gross Income1511 Words   |  7 Pageswould be included (A) in or excluded (B) from gross income for the 2012 tax year. 1.   Alimony | | 2.   Lottery winnings | | 3.   Life insurance proceeds received upon the death of a family member | | 4.   Child support payments | | 5.   Reimbursement of hospital expenses from a health insurance plan | | 6.   Municipal bond interest | | 7.   Unemployment compensation | | 8.   Scholarships for tuition and books | | 9.   Wages | | 10.   Farm income | | 11.   Inheritances | | Which of the followingRead MoreThe Importance of Tax in an Individuals Life1694 Words   |  7 Pagestaxing of the same income twice. This type of taxation typically results from a C corporation paying tax on its taxable income and shareholders paying income tax on any dividends received from the C Corporation. The impact of double taxation of C corporations has been substantially reduced by the fact that since 2003, dividends are taxed at a maximum rate of 15%. The most well-known example of double taxation in the U.S. is the income tax levied once on corporate income and then againRead MoreDealing With The Insurance Changes1106 Words   |  5 PagesDealing with the Insurance Changes Your prices for insurance coverage could be rising or falling, depending on your age, health and other factors. Smokers pay about 50% more for insurance than nonsmokers, so many families can realize savings by quitting the habit. The Employer and Individual Mandates for coverage affect about 15% of Americans who don t have health insurance. If you qualify for a subsidy, you need to report your Premium Tax Credit on your taxes. Gift of the MAGI Tax credits basedRead MoreTax Memo: Dependency Exemptions and Tax Planning1372 Words   |  6 Pagestaxed. The Carters equally spent $8,000 between them for cloths, transportation expenses, and a vacation. They invested the remaining $11,000 in tax-exempt securities. Janet Baker paid $1,000 on her mother’s dental work and also paid her father’s life insurance premiums of $1,200. Darin, the Baker’s 18-year old son is not a full-time student but earned $14,000 from a pool-cleaning business. He placed the earnings into a savings account for future college expenses. The Baker’s daughter Andrea is not employedRead MoreSwitzerland Case Study976 Words   |  4 Pageshealth care system. It has a regulated healthcare market system composed of private insurance companies, health maintenance organizations and preferred provider organizations. Tricare is health insurance for military, spouses,dependents and beneficiaries.(Cherry, B, (2014)) Government funded program s provide health coverage for the unemployed, elderly, low income and retired. â€Å"100 million Americans receive health insurance from government funded programs.† (Centers for Medicare and Medicaid, (n.d)) GovernmentRead MoreSwitzerland Health Care System993 Words   |  4 Pageshealth care system. It has a regulated healthcare market system composed of private insurance companies, health maintenance organizations and preferred provider organizations. Tricare is health insurance for military, spouses,dependents and beneficiaries.(Cherry, B, (2014)) Government funded programs provide health coverage for the unemployed, elderly, low income and retired. â€Å"100 million Americans receive health insurance from government funded programs.† (Centers for Medicare and Medicaid, (n.d)) Government

A Comparative Analysis of the HRM Systems in Japan and Germany free essay sample

This paper is an in-depth examination of the human resource management systems in Japan and Germany. This paper provides a comparative analysis of the human resource management systems used in Japan and Germany predominantly making use of the Harvard model which is included as a diagram. Areas used for comparison are extensive and include culture, laws, management philosophy, decision making and trade unions to mention but a few. A diagram of the Japanese style of HRM is also included. From the Paper: Increased interest in international human resource management has led to the classification of its processes and influences. One particular classification or framework is that of the Map of Human Resource Territory, later adopting the name of the Harvard Model, which was designed by Beer, Spector, Lawrence, Mills and Walton in 1984. This model is useful as it accepts that there are differing approaches to the employment relationship. Indeed Porter argues that the model has potential for comparative analysis. We will write a custom essay sample on A Comparative Analysis of the HRM Systems in Japan and Germany or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page The Harvard model illustrates that there are a variety of stakeholders in an organization including shareholders, various groups of employees, the government and the community. It recognizes the legitimate interests of these various groups and that the creation of HRM strategies should recognize these interests and combine them as much possible into the strategy of the business. Indeed the Harvard model is fundamentally both prescriptive and analytical. It is important to bear in mind however that the ideas put forward by the model are arguably based on the American culture. This is important to remember when using the model as an analytical framework to compare other countries.

Simple Steps to Write an Example of Term Paper

Simple Steps to Write an Example of Term PaperMany students think that writing an example of term paper is too complicated. However, all that is needed to write a good one is to know the right rules. It is better to give up on creating an example of term paper for some than getting discouraged.Writing a good example of term paper is as easy as making a list of the main points to include in it. As many of us know, we do not have enough time and are not really smart enough to make up the main points. That is why they can be found in good books. It is okay to read them. It would help you keep the main points in mind.After that, you should write a brief summary of the main points of the example of term paper. The summary will be the foundation for all the other aspects of the paper. However, you cannot just let your brief summary goes on for a while without anything to support it.Some examples of term papers have some highlights of the main points, whereas some just provide some advice o r reminders for the students. If you do not want to write something lengthy and find this form of examples suitable, you can also make use of the summary. You can also add some information about your knowledge about the subject or topic in the summary.After you have written your brief summary, you should consider writing a second version of the basic point. This is important because the summary is already quite long. In fact, if you want to make a good example of term paper, you should finish writing at least two versions. This way, it will be easier for you to find out what is missing from the summary.For a great example of term paper, you should try to have a good and complete introduction. You should put in all the points you have learned about the subject and add some suggestions for the student to work on. As many of us know, the main point usually goes very well with the introduction of the topic. Thus, you should put them both together.If you still think that this form of wri ting is not effective, you can make use of a good summary. In fact, it is quite possible to make use of your summary as a starting point of your main points. You will just write down the points that you know and those that you have already seen. In that way, you will already have a full set of points.With this as a basis, you should already know what is needed to create a good example of term paper. Writing a good example of term paper is actually easier than you think. Just follow these tips.

Writing Articles - How to Improve Your Article Writing!

Writing Articles - How to Improve Your Article Writing!If you've ever tried to write an article but not quite sure what kind of article writing that you should do, you may be interested in trying something new. Whether you are a beginner or an experienced professional, learning how to write an article can seem like a daunting task. It may even seem that the difficulty of writing articles is just so great that you simply give up and stop trying to make a living out of it.It's true that article writing is not really a simple task. It's true that no one can expect to be able to write articles without some kind of training. And yet, article writing can be done.Writing articles for a living, though, is not always easy. There are a lot of things that you have to learn. A lot of things you have to do. You have to know when and how to edit and proofread your articles and you have to learn about how to structure and format your articles.One thing that you can do to reduce the stress of articl e writing is to make sure that you schedule your articles in advance. Schedule it so that you get the proper amount of time for it. Scheduling your articles in advance makes sure that you are fully committed to your goal of getting enough hours in a day to write them. It also helps you reduce the amount of time that you spend on research and making sure that your articles are correct and updated.In addition to having a good schedule for your articles, you also have to learn some tips and tricks about how to improve your article writing. For example, the only way to learn how to do effective article writing is to know the different techniques and tricks that other writers use to get more writing done in less time. Not all article writers know how to use phrases, punctuation, grammar, and other tips and tricks. It's much easier to pick up the tricks of the trade once you'learned how to use them yourself. However, you can still try to do so by asking help from an expert or two and perh aps hiring someone to help you in this area.There are many ways to improve your article writing. The bottom line is that it's an art form and there are many different ways that you can improve upon. Sometimes, just following a set of guidelines is enough to make your articles so much better. You just have to find the right tips for you.No matter what you do, you have to remember that article writing is not easy and it requires a certain amount of commitment and skill. You don't need to be a writer to do it and neither do you need to be an expert to be able to learn how to improve your articles. You just have to know where to look and learn the appropriate techniques and tricks.

The Newly Leaked Secret to Pop Culture Argumentative Essay Topics Uncovered

The Newly Leaked Secret to Pop Culture Argumentative Essay Topics Uncovered Even if you think in a specific argument very strongly, if you lack the evidence to show your point, then your argument might just be as great as lost. A research paper is a kind of essay that demands the writer the topic for an argument paper has to be debatable and is frequently controversial. If you are supposed to compose an argumentative essay, the very first thing you should do is to understand its key features and structure. A fantastic debate article ought to have an analysis together with fair criticism of many troubles. Even whenever you are stating your standpoint, make sure you do not come off as biased. You might be interested in a topic but not have the background or capacity to handle it into a paper. You need to make sure you plan your paper out so you create a cohesive piece. Ultimately, now that you're prepared to work on your paper, we wish to remind you of the value of appropriate essay structure. Who Else Wants to Learn About Pop Culture Argumentative Essay Topics? Also, since it is so widespread, it is difficult to get a topic that could really stick out among other essays. Whoever you are, you're truly your own group of essay topics! Now you are all set to produce your very own argumentative topics. Moral argumentative essay topics are a few of the simplest to get carried away with. Below, you will locate a list of pop culture topics of distinct categories. It can be difficult to pick 1 thing to concentrate on from the many pop culture essay topics accessible to write about. Popular culture is a very big portion of the modern life, therefore it's fun to write about it as there are lots of students that are acquainted with it. Popular culture and societal ideals have zero connection. Many gifted folks are engaged in making pop culture solutions. The conversation can endure for hours. If you really need to narrow your subject, you might write about a particular individual, like a musical artist who focuses on society or culture. Folks connect through music and it's tough to get in touch with those who listen to another style than you. There are invariably a wide variety of opinions on the field of technology, and here are our favourite things to consider on the subject. If you make an outline, it's the ideal way to make sure you have organized your ideas in the ideal approach. You should give it a great deal of attention because the topic that you pick can help determine the whole procedure for writing. You should be able to deal with the topic, develop ideas dependent on the prompt using imagination and relevant examples to state your perspective. Lies You've Been Told About Pop Culture Argumentative Essay Topics Having selected a very good topic to arg ue about, at this point you need to make an argumentative essay outline. Researching the topic permits you to find out more about what fascinates you, and should you pick something you really like, writing the essay will be more enjoyable. Argumentative essay topics are so important since they are debatableand it's vital to at all times be critically considering the world around us. Simple but intriguing topics will do, and you need to just demonstrate you know what an argument essay is and the way to develop and format one. The very first step to writing a great essay is, naturally, selecting a topic. To accomplish this, the writers would have to set down the facts of their research in the argumentative essay, at the exact time they might have to cite the facts to show the credential of the arguments. Simply, you should work hard to make them interested in furthering their discussion independently even when they are finished with the reading the writing. The Appeal of Pop Culture Argumentative Essay Topics If you choose to order research work, be certain to thoroughly study all the reviews about the organization and its writers. When you're at college, it's possible that a good deal of your lessons will concentrate on using technology. In high school, you're supposed to select the type of topic you are going to be in a position to dig into that is, you need to make sure that you can come across enough info on the discipline. Even though the topic about the computer programs fulfills two of the 3 c riteria-it interests you and there's lots of information-if it's beyond your abilities, you won't be in a position to finish a paper successfully. The Fight Against Pop Culture Argumentative Essay Topics Making up a topic by yourself is quite mind-torturing. Quite frequently, the very best topic is one which you truly care about, but you also will need to get ready to research it. If you should locate a topic for your essay all on your own, give attention to the web. Picking an emotional topic is also an excellent idea.

Essay Topics For High School Students

Essay Topics For High School StudentsPersonal essays are often the backbone of all high school students' grade papers. That being said, a good quality essay can be so much more than just a thorough and structured exposition of a topic.The question posed by most students is: How do I approach my personal essay topic for high school students? I would have to say that the absolute best answer is in completely read over the topic you intend to write about. If you haven't had time to devote to reading it carefully, I would recommend at least going through a couple of paragraphs of the topic at least to get a grasp of the meaning and the general theme.The next step is to think about what kind of personal essay topics for high school students you would most like to write about. One good thing to do is to first identify the kind of students you would like to write about. For example, if you write about college students, chances are that you will want to write about a college student writing the essay. If you write about individuals who are currently working, you may want to write about a member of the company having to write the essay.Once you have picked out your topic, you need to decide on what kind of writing style you would prefer. For some, essay writing should be dry and casual. For others, it can be more playful and flowing.You can also include yourself as a main character, so that when you talk about yourself, it won't seem like a kind of cop-out. You should also think about how your school experience relates to the topic you want to cover.An essay is a big influence on a high school student's overall grade. So you want to make sure that whatever subject you plan to write about, you can convey it in a good way to the teacher. For that reason, you should also try to include examples of essays you know that students have written.Overall, the best advice I can give is to think about the kinds of personal essay topics for high school students you'd like to write a bout, the kind of writing style you like to use, and the best sources you can use to help you with the writing. I can guarantee that your assignment will turn out to be much more impressive and above average than the assignment you wrote for high school students!

A History of Free Extended Essay Samples Refuted

A History of Free Extended Essay Samples Refuted An essay is quite a common class requirement. It is assessed according to the assessment criteria. A protracted essay is among the most significant sections of your IB Diploma. It is required to receive the full IB Diploma. The Free Extended Essay Samples Chronicles It is irrelevant how successful you're at writing the drawn-out essay, how well you decide on the topic and tackle this issue in your writing, if you don't stick to the rules described from the start, you run the danger of receiving a less than perfect score. For example, the introduction will supply some background info, ending with a thesis statement. Except for selecting a topic, researching, and pinning down the principal question, it's vital to choose the structure as an elongated essay needs to be long. The very best advice I can provide you is start early and select your research question carefully. The Death of Free Extended Essay Samples You have to t hink about a whole set of variables before you opt for an optimal plan for writing and follow it, step-by-step. You're able to create a paper of 8000 words from the beginning, but don't forget that the largest possible amount of words for such a paper is 4000. Therefore, if there's any reason why you cannot have your extended essay written on time yourself, all you have to do is place your order on our site, and leave the rest to us! If students utilize the work or ideas of another individual, they have to acknowledge the source working with a normal manner of referencing in a consistent way. Let's review it even more detailed. Writing is a somewhat common class activity. Just consider the subject you would love to discover and describe. You may make outlines so that it's going to be simpler for you. What's Truly Happening with Free Extended Essay Samples Extended definition essay outline recommendations can help you improve the caliber of your work. More information about each element are provided in the Presentation section. The Body ought to be divided into three major paragraphs. The body of your EE should constitute the majority of the essay. It's imperative that you understand that because a totally free extended essay sample is available it isn't necessarily of high-quality. You shouldn't be fearful of extended essays. Normally, a protracted essay is going to be 4,000 words long. You will construct your whole extended essay around it. You have to remember a protracted essay format demands an article of 4000 words. Such an essay isn't the easiest one to handle. If you're worried about formatting your essay and you aren't sure of some things, then do read on. Examine the list of the lengthy essay topics to choose the last title. Top Choices of Free Extended Essay Samples The sole strict rule is that anything that happened in the past ten years is not permitted. In the majority of cases, while working on the essay, you will require someone to assist you with it. Make certain you choose a field that truly makes you curious and motivated to discover more about. Again if you're unsure about one of these things there are various examples you're able to study to be certain you get it just perfect. When it regards academic writing of all types, structure is completely crucial. The point here is the fact that it's great in case you have some other type of motivation besides just finishing the EE. The panoopticism focus of the course is going to be announced each semester that it's offered. There aren't many moments in your writing process that may make a huge difference. You need to have a perfect comprehension of the topic. If you are in possession of an absolutely free subject, you should identify the region of your primary interest. As such it's a good chance to generate a mature academic study on something which you might never again have the opportunity to research. Don't neglect to mention the significance of the topic. The Battle Over Free Extended Essay Samples and How to Win It Thinking up an acceptable question is all about 25% of the entire battle. If you're really stuck trying to discover a not too broad or narrow topic, I would advise attempting to brainst orm a topic that employs a comparison. You should come up with your question based on your subject and the primary theme. You ought to be asking one relatively straightforward question. Some schools will provide you with a timeline of when you have to develop a topic, when you will need to meet up with your advisor and when certain drafts are due. You're going to be helping your examiners read and evaluate your essay on-screen. Opt for a teacher who will choose the opportunity to read several drafts and provide you extensive notes. Some teachers might just take on students as they have to and might not be passionate about reading drafts and might not provide you a good deal of feedback.